No Foreclosure charges after 12 months .

Minimal Documentation

Flexible Tenure

Fixed rate of Interest.

• A Personal Loan eligibility calculator is an online tool that helps individuals to be aware of the maximum eligible amount for a Personal Loan. It is calculated based on a few factors like income, tenure (of the loan amount) and existing financial obligations.
  Note Individual CIBIL score might impact the maximum eligibility amount. 

• For salaried applicants, the Personal Loan eligibility depends on their age, net salary, years of professional experience and duration of residence at the current address. Self-employed individuals are assessed based on their age, minimum turnover, minimum profit after tax, business stability and existing relationship(s) with ICICI Bank. These criteria collectively determine the eligibility for a Personal Loan, ensuring a thorough financial stability and credibility evaluation. Lastly, the applicant’s credit score may also be considered.

  Note Eligibility criteria can change as per RBI guidelines.

• Proof of Identity
• Proof of Address
• PAN/Form 60
• Last 6 months’ Bank Statement
• Payslip of current employer